Overview

Hearthstone Mortgages is an independent, FCA-regulated brokerage based in Gerrards Cross. Founded by Ajay Nayyar in 2019, we offer whole-of-market mortgage and protection advice for first-time buyers, home movers, investors, and self-employed professionals. Whether it’s a straightforward mortgage or something more complex like bridging, development or equity release, we work quickly, think creatively, and always put your goals first. We proudly serve Buckinghamshire, Hertfordshire, Surrey and surrounding areas including Amersham, Beaconsfield, Rickmansworth and High Wycombe. At Hearthstone Mortgages, we don’t just secure finance. We build long-term relationships with people who want to grow, move forward and make bold property moves.