Overview

Alabama Payday Loans Protection Agency, a dedicated state board, is steadfastly committed to defending consumers from predatory lending practices in Alabama. As an authority in the lending space, we have the mandate to enforce Alabama\'s stringent fair lending laws. We vigilantly investigate all potential violations and work relentlessly to rectify any found instances of unfair lending practices. Education forms the backbone of our efforts. We believe that an informed consumer is a protected consumer. Therefore, we provide resources, guidance, and workshops to those navigating the often-confusing world of payday loans. Our agency equips Alabamians with the knowledge they need to identify and avoid predatory lending. Furthermore, we are an unyielding advocate for financial reform at the legislative level. We understand that laws shape lending practices. Thus, we actively lobby for legislation that would bolster protections for consumers and discourage exploitative lending. At the heart of our work is our mission to be your protective shield against unfair loans. Our goal is to ensure a safer, fairer, and more equitable financial landscape for all residents of Alabama. Trust in us to be your guide and guard in the world of lending.